Google was set to unveil on Thursday its much anticipated online payment processing system designed to offer shoppers with a Google account a quick way to pay for things. Web sites and merchants can integrate Google Checkout into their sites as an alternative payment processing method to existing checkout and credit card processing systems, said Salar Kamangar, vice president of product management at Google. Consumers with a Google account can type their credit card and billing information into Google Checkout once and then pay for purchases thereafter with practically one click on any Web site that features the system, Kamangar said. As things now stand, he said, 'If I buy five things from five different merchants I have to fill out five different forms. This process can take three, four, five minutes' for each form. Google Checkout is meant to change that. Once they've purchased something through Google Checkout, consumers can track their orders through the system, which will be live starting Thursday at Checkout.google.com. Merchants using the system will be charged a processing fee of 20 cents per transaction, plus 2.2 percent of the relevant purchase price. Customers who pay for search-related keyword ads through Google AdWords will be able to process, free of charge, transactions that add up to 10 times the dollar amount of their AdWords spending, Kamangar said. Beyond that, they pay the 20 cents plus 2.2 percent. Kamangar said the regular transaction fees are less than those charged by credit card companies, which can be about 1 percent higher. AdWords customers who use the payment system will have shopping cart icons displayed in their ads so customers will know that they can use their Google Checkout account to pay for purchases. The back-end system is the sam
A large number of parties operate in the passenger transportation sector, in businesses of various descriptions: cooperatives, private companies of various sizes, taxis, independent drivers, tourist vehicles and more. The principal activity in the sector includes transporting domestic tourism and incoming tourism, transporting employees, transporting soldiers and transporting pupils to school. Another possible division is by the vehicles operating in the sector. Today the principal vehicles are ordinary buses, tourism class buses, minibuses (15 - 20 passengers), vans (10 passengers) and tourist vehicles.
Passenger Transportation - The market
Two large cooperatives operate in the sector, Egged and Dan, which account for a significant portion of the market. During the past three years the Ministry of Transport has begun a process of reducing the cooperatives' share by issuing tenders for travel routs in various regions. Some of the private companies competing in the tenders are members of voluntary organisations in the framework of the Israel Truckers Council. The sector is governed by provisions and regulations. Government ministries such as the Ministry of Transport and the Ministry of Tourism require companies to meet threshold conditions in order to be granted a licence and set conditions for receiving permission to transport tourists. Many companies engage independent drivers who own buses, as subcontractors. This phenomenon exists primarily in the domain of small buses.
Passenger Transportation - Customers - definition of the target market and its size, market segmentation
The principal customers of passenger transportation companies are public or private concerns including, inter alia: travel agencies and domestic or incoming tour arrangers, institutional parties - schools (transporting pupils), factories (transporting employees), local authorities, the Ministry of Defence and occasional and one-time trips - including family celebrations.
Passenger Transportation - Competitors
The large cooperatives, similar rival transportation companies - in accordance with the sector, private tourist vehicles in the domain of tourism, taxis - mainly in the domain of transporting employees and tourists. Competition in the sector is very severe, mainly because of the surplus transportation capacity and the large number of transportation companies.
Passenger Transportation - Marketing methods
The main marketing methods that are customary in the sector: " Participating in tenders conducted by large institutional concerns - the Ministry of Defence, local authorities and large factories " Employing salespeople " Direct mailing to relevant parties " Advertising in the Yellow Pages and on the company's vehicles " In the domain of tourism - marketing packages and tours by means of travel agencies and in the tourism press
Creating a balance between long-term contracts with institutional concerns and engaging in activity among a variety of customers and a number of sub-marketers, optimal utilisation of manpower resources and vehicles and supplying travel packages and complementary services.
Passenger Transportation - Entry barriers in the sector
The magnitude of the initial investment required for creating a motor pool, the licensing barrier and the time interval required in order to obtain it, working capital needs until contracts have been formulated, work performed and income for the business generated.
Passenger Transportation - Manpower
Professional manager - in this framework professional certification on behalf of the transportation supervisor at the Ministry of Transport is required. Traffic safety officer Drivers - with a driving licence for transporting passengers, in accordance with the type of vehicle they drive Salespersons Tour guides - in addition, travel packages guided by tour guides for transportation services, engaging independent guides as subcontractors General workers - secretary, bookkeeper, maintenance etc.
Passenger Transportation - Equipment required
Buses or other vehicles are required in amounts corresponding with the requirements of the Ministry of Transport (or the Ministry of Tourism - if the company engages in transporting tourists as well). Additional equipment required includes a communications system, office furniture, telephony infrastructure, computer and more.
Customers: the payment terms for regular customers are generally determined by contract or annual agreements. The payment terms for travel agencies engaging in incoming tourism are generally EOM + 30. Suppliers: the payment terms for working with a garage that services the vehicles are generally EOM + 30 Fuel - it is possible to arrive at payment arrangements with a regular petrol station or by using cards such as Pazomat or Dalkan.
Passenger Transportation - Licences and certification
A business licence from the local authority is required. In order to obtain a licence, approval from the Ministry of the Environment and the police are required and must be renewed annually. A licence from the Ministry of Transport is required. If the company is also engaged in transporting tourists, then a licence from the Ministry of Tourism is required as well.
Passenger Transportation - Insurance
Vehicle insurance - compulsory, third party and comprehensive. Building and content insurance, third party insurance, employer's liability insurance if there is an office, and loss of profit insurance. In addition to the aforesaid, consulting with an insurance agent regarding additional insurance is advisable.
Passenger Transportation - Relevant addresses
Ministry of Transport - Traffic Division, 97 Yafo Street, Jerusalem, Tel. 02-6228604 or 02-6228613, Fax 02-6228671. Ministry of Tourism - Tourist Transporters Department, 24 King George Street, Jerusalem, Tel. 02-6754880 Israel Truckers Council, 34 Yitzhak Sadeh Street, Tel Aviv, Tel. 03-6392777
Medical Information, Income Tax and List of Attorneys
List of Hospitals, Physicians, U.S. Federal Income Tax Consultants and Attorneys in Jerusalem Consular District (Includes West Bank and Gaza)
The Consular district of the American Consulate General in Jerusalem comprises the city of Jerusalem and the West Bank. This partial listing of doctors practicing in that district is for the information of American citizens who find themselves in need of medical assistance.
The list gives information on hospitals, pharmacies and doctors of different specialties including their addresses, working hours, educational background, languages spoken and other pertinent information.
The Consulate assumes no responsibility for the professional ability or integrity of the institutions or physicians included in this list. The order of names of the institutions or the physicians mentioned in this list is of no significance.
AMBULANCE SERVICE:
Jerusalem and Israel: "Magen David Adom" 24 hours service; telephone #101 Old City of Jerusalem: also 050-319-120 West Bank cities: call 101 or one of the following numbers:
Jenin: 06-250-3537
Tulkarem: 09-267-2140
Nablus: 09-238-5077
Qalqilya: 09-294-0722
Ramallah and Jericho: 02-295-7574
Bethlehem: 02-274-3225
Hebron: 02-222-8598
TEREM Immediate Medical Care Center: tel. 02-652-1748, 652-2607; Magen David Adom Building, 7 Ha-Memgimmel St., Romema, Jerusalem. (Two more branches in 9 Azza St., tel. 561-0157; 561-2139 and in Maale Adumim, Yahalom Square, tel. 535-2416) This center treats around-the-clock emergencies providing urgent medical assessments, care for acute injuries, and orthopedics; X-ray, ultrasound and laboratory facilities are available on the premises. Equipment available for extended observation, e.g., for monitoring head trauma and cardiac irregularities. Other services provided are radiology, internal medicine, pediatrics, infectious disease, nephrology, obstetrics and gynecology.
JERUSALEM'S MAJOR HOSPITALS:
Bikur Cholim Hospital : Tel. 670-1111, 5 Strauss St. Fax. 624-2726 (religious affiliation). In-patient and outpatient clinics for internal medicine, gynecology, obstetrics, pediatrics and emergency room; ENT clinic. No surgery or orthopedic departments.
Hadassah Medical Organization: Operates two hospitals in Jerusalem. "Hadassah" Provides medical treatment and medical research. Established and supported by Hadassah Women's Zionist Organization of America. Appointment Center: 02-584-2111. Patients' Representative: 02-677-7555. Donors, Events and Visitors Center: 02-677-6019/20. External Relations: Tel. 02-677-6080, Fax. 02-677-7013. Website: www.hadassah.org.il; E-mail: pr@hadassah.org.il.
Hadassah University Hospital – Ein Kerem: Tel. 02-677-7111. Fax. 02-643-4434. A 700-bed tertiary hospital. 130 sub-specialties, all-patient clinics, 100 out-patient clinics, A-1 level Trauma Unit, Emergency Medicine Center, Hemato-Oncology Institute, Gene-Therapy Institute. Private Consultation Service (Sharap), tel. 02-677-8899.
Hadassah University Hospital – Mt. Scopus: Tel. 02-584-7111, Fax. 02-582-3515. A 300-bed community hospital. In-patient and outpatient services, emergency room, surgery intensive care unit, 6 operation rooms. Private Consulation Service (Sharap), tel. 02-584-4940
Patients arriving at the ER are asked to register and pay the current rate for ER care. If x-rays or tests are needed, payment is in advance. ALWAYS ask for receipts in English for claiming the money back from your insurance company.
Makassed Hospital - Mount of Olives: Tel #627-0222; Fax. 628-0853. A 220-bed hospital with in-patient and out-patient services, including internal medicine, general surgery, cardiovascular and neuro-surgery, orthopedics, urology, pathology, pediatrics, obstetrics, gynecology, general laboratory, cardiac catherization laboratory, X-ray facilities, blood bank, and physiotherapy. Intensive care units and four operating theaters are also available. Twenty four-hour emergency room. Email: Makassed@yahoo.com. General Manager: Khaled Krea'a.
St. John's Ophthalmic Hospital - Sheikh Jarrah: Tel #582-8325/6; 582-8410/20; Fax. #582-8327. A general eye hospital that is fully equipped with all modern equipment. Email: info@sjeh-jer/org.
St. Joseph's French Hospital - Sheikh Jarrah: Tel # 582-8188; 582-8407/8; Fax. 582-8866. P.O. Box 19264. (Religious affiliation) A private, 73-bed hospital with three main operating theaters, coronary care unit, X-ray, laboratory facilities, and out-patient clinic. Facilities for internal medicine, surgery, neurosurgery, E.N.T., and orthopedics. No pediatric care. No maternity section. Email: stjoseph@shabaka.net.
Sh'aare Zedek Medical Center: Tel #655-5111; Fax. 651-3946. Departmet of Public Relations: Tel. 02-655-5432, Fax. 652-2950 . Off Herzl Boulevard, Bayit Vegan; P.O. Box 3235, 91031 Jerusalem. Website: www.szmc.org.il. ; Email: pr@szmc.org.il. Affiliates with Ben-Gurion University's Faculty of Health Sciences. Adherence to traditional Jewish precepts and values. A 500-bed hospital. In-patient facilities, a comprehensive range of therapeutic and diagnostic services, out-patient clinics, teaching facilities for medical students and a research center.
Sarah Herzog Hospital: Givat Shaul St, Jerusalem. Tel. 02-531-6875, Fax. 02-652-1881. Comprehensive geriatric and psychiatric, 330-bed facility located at the entrance to Jerusalem. Services cover physical and occupational rehabilitation, acute geriatric care, complex nursing, neurogeriatrics (including Alzheimer and Parkinson diseases) and all forms of dementia. Psychiatric services consist of separate men's and women's psychiatry departments, the National Center for the Treatment of Chronic Depression, and a halfway house. The Community Mental Health Center provides a full range of counseling services for all ages, from children with ADHD to adults with various psychological problems. The Israel Center for the Treatment of Psycho trauma provides outpatient care to those affected by traumatic events such as terrorist attacks and domestic violence. Website: www.herzoghospital.org. Email: info@herzoghospital.org.
Ambulatory Medical Case and Surgical Center - Jerusalem Medical Center: Tel #563-6265. Fax. #561-9686. 9 Diskin St., Merkaz Shalom Mayer, Kiryat Wolfson. Private, non-denominational healthcare center providing comprehensive health services including: family physicians, surgical consultation clinics with fully equipped operating room facilities, E.N.T., plastic surgery, ob/gyn, urology, general surgery, ophthalmology, dermatology, orthopedics and sports medicine, rheumatology, physiotherapy rehabilitation, podiatry, gastroenterology, dental and oral surgery, on site x-ray and medical laboratory, full range of psychological services. American/Canadian management, English-speaking staff.
NABLUS DISTRICT'S HOSPITALS:
Al-Itihad Hospital: in Nablus city. General hospital (104 beds). Tel. 09-237-1491 or 02-238-8136; fax. 09-237-6155.
Al-Watani Hospital: in Nablus city. Internal & Pediactrics. Tel. 09-370-039.
St. Lukes Evangelical Hospital: in Nablus city. General hospital (65 beds). Tel. 09-238-3818, Fax. 09-237-7752. Email: slh@zaytona.com.
Rafidia Hospital: in Nablus city. General. Tel. 09-239-0390; fax. 09-239-0316. General (144 beds).
The Holy Family Hospital (Hospital De La Sainte Famille): Bethlehem. General hospital. Tel. 02-274-1151/3, 02-274-3363, fax. 02-274-1154. Email: smomhfh@palnet.edu.
Beit Sahour Medical Center: General. Alsha'eb Market, Beit Sahour. GeneralDirector: Dr. Majed Nassar. PO Box 44; Tel. 02-277-4443, fax. 02-277-5567, E-mail: bsmc@p-o.com.
JERICHO DISTRICT'S HOSPITALS:
Jericho Government Hospital: Jericho. General hospital(50 beds). Tel. 02-232-1966-9, fax. 02-232-1971.
PSYCHIATRIC HOSPITALS
Please refer to the Consulate's "Counseling List", now available at our Section of American Citizen Services. Ask us while in our office or call 02-622-7216 and we will mail the list upon request.
PHARMACIES
Reliable, well-stocked pharmacies are available in Jerusalem and its suburbs. A few are closed in the mid-afternoon, but a rotating duty pharmacy remains open nights and holidays. The Jerusalem Post newspaper publishes a list of such pharmacies daily. All pharmacies are registered with the government and are considered reliable. The following is a list of some well-known pharmacies:
ALBA, 42 Jaffa Rd., Tel. 625-3703, 625-7785
ASSUTA, 12 King George St., Tel. 625-4872
BALSAM, 28 Salah El-Din St., Tel. 627-2315
CENTRAL, Salah El Din St., Tel. 628-2196 (Across from flower shop)
DAR El DAWA, Herod's Gate, Old City of Jerusalem, Tel. 628-2058
BELLA, 5 King David St., Tel. 625-4856
PETRA, 6 Salah El Din St., Tel. 628-4123
DENTISTRY/ORAL SURGERY
JERUSALEM DISTRICT
NAME: DAVID BIRKAN ADDRESS: 12 Straus St., Jerusalem 95142 TELEPHONE: 538-4394 SPECIALTY: Oral Surgery/General Dentistry BACKGROUND: Qualified B.D.S.I., National University of Ireland in 1951. Fellowship Dental surgery, Royal College of Surgeons England, 1958. Fellow of International College of Dentists, 1983. Held teaching appointments of Cork Dental Hospital 55/57. Chief Assistant Physician at Hadassah Dental School 59/62. Hospital appointments of Bristol Dental Hospital 1952. Clinical Assistant Eastman Dental Hospital, London 1956-1957. WORKING HOURS: Sunday-Thursday 8:00am - 12:30pm, off Friday and Saturday CHARGES: Depends on the individual case LANGUAGES: English, Hebrew and Gaelic
NAME: DAVID DECKELBAUM ADDRESS: Harlap #5, Rehavia, Jerusalem TELEPHONE: 02-563-4445. SPECIALTY: General Dentistry BACKGROUND: D.D.S. McGill University, Montreal 1963. Assistant Professor, Copenhagen (Denmark) Dental School 1964-65. Lecturer, Hadassah Dental School 1965-1967, 1972-1975. Private practice in Jerusalem since 1975. WORKING HOURS: Monday through Thursday 10:00am - 15:30pm, call for an appointment CHARGES: Depends on the individual case LANGUAGES: English, Hebrew, French and Danish
NAME: ELIE DIBSY ADDRESS: 3 El Zahra Street, Jerusalem; P.O.Box 19217 TELEPHONE: 628-4144 office, 583-3588 home SPECIALTY: Oral and Dental Surgery/General Dentistry. BACKGROUND: D.D.S Beirut. Postgraduate School of Stomatology of Paris/France. Georgetown University. University of California Medical School - San Francisco. Fellow of the International College of Dentists. National Secretary and Counsel member of the International Association of Stomatology, Paris. WORKING HOURS: Monday, Tuesday, Thursday and Friday 9:00am - 1:00pm, and 3:30pm - 6:30pm, Wednesday 9:00am – 1:00pm CHARGES: Depends on the individual case LANGUAGES: English, French, Arabic, Spanish and Italian
NAME: LOUIS GOLD ADDRESS: 12 Shamai Street, Entrance C, Jerusalem TELEPHONE: 02-624-2466, 054-990934 SPECIALTY: Dental surgery/General Dentistry BACKGROUND: DMD Tel Aviv University; specialized in dental implants in Tel Aviv University; MA in Reiki and biogonomy, Jerusalem; Member of the European Association of Dental Implantation; Specialized in hypnotism, pain control, special techniques, Tel Aviv University; Pediatric dentistry, orthodontics and prosthesis, Hebrew University of Jerusalem; Clinic has laboratory for prosthesis repairs. WORKING HOURS: By prior appointment LANGUAGES: Hebrew, English, Romanian
NAME: ARI GREENSPAN ADDRESS: Emek Refaim 25, German Colony, Jerusalem MAILING ADDRESS: P.O. Box 2233, 90435 Efrat, Gush Etzion TELEPHONE: 02-561-1584 FAX: 02-563-3119 E-MAIL: ari@tekhelet.com SPECIALTY: General Dentistry BACKGROUND: University of Medicine and Dentistry of New Jersey, 1988; continuing education courses. Serves as dentist in U.S. Army Reserves. Private practice in Jerusalem since 1988. WORKING HOURS: Sunday through Wedendsay 9:00am - 6:00pm CHARGES: Depends on the individual case LANGUAGES: English, Hebrew, some Yiddish and Spanish; clinic's staff speaks German
NAME: MOSHE KUNTZUKER ADDRESS: (a) 1 Golda Meir Blvd; (b) Jerusalem Mall, Malha TELEPHONE: (a) 02-538-3737,538-3535; Fax.537-1280; (b) 02-678-2788 SPECIALTY: General Dentistry & Orthodonics BACKGROUND: Graduate of the Hebrew University, Jerusalem WORKING HOURS: Call for appointment; Sun-Thurs 8:00am – 8:00pm; Friday 8:00am – 1:00pm CHARGES: Depends on the individual case LANGUAGES: Hebrew, English, Spanish, Russian and Yiddish
NAME: EYAL TAGARI ADDRESS: 24 Ben Maimon Blvd., Jerusalem 92261 FAX: 02-567-0994/5 MOBILE: 052-824-055 E-MAIL: eyal97@inter.net.il, eyal@tagarindent.co.il SPECIALTY: Prosthodontist, oral rehabilitation BACKGROUND: Attended undergraduate program at Hadassah University Dental School, Jeruslem (’80-’83); graduate studies at Hadassah University (’80-’86); postgraduate program in Prosthodonics, Hadassah (’89-’93). In 1995 appointed by Israeli court as an Expert Consultant in matters of appraisal, evaluation, and brokerage, concerning periodontics and restorative dentistry. In 1996 opened private clinic, specializing in preventative dentistry, Oral Rehabilitation and Esthetic Dentistry. WORKING HOURS: Call for appointment CHARGES: Depends on the individual case LANGUAGES: Hebrew and English
NAME: CHARLES ROSEN ADDRESS: 41 King George St. TELEPHONE: 624-4756 office, 561-1345 home (24 hrs phone) SPECIALTY: General Dentistry and Orthodontics BACKGROUND: Graduate from New York University B.A., D.D.S., and M.S. in Post Graduate Orthodontics; U.S. Army Dental Corps; private practice Lawrence, NY. WORKING HOURS: Monday, Tuesday, Thursday and Sunday 8:00am - 11:00am and 1:00pm - 5:00pm; Friday 8:00am - 1:00pm CHARGES: Depends on the individual case LANGUAGES: Hebrew, English, Yiddish, German and French
NAME: KARIN ZISKIND/DANIEL ZISKIND ADDRESS: 10 Mesilat Yesharin TELEPHONE: 02-625-1625; Home: 02-533-2828 FAX: 02-533-2827 E-MAIL: Daniel@cc.huji.ac.il SPECIALTY: Dr. Karin Ziskind: Pediatrics; Dr. Daniel Ziskind: Prosthodontist, Regular Dentistry BACKGROUND: Dr. Karin Ziskind: undergraduate studies at George August University, Gottingen, Germany (1980); graduate studies at Hadassah Medical Center, Jerusalem (1990). In 1988-89 worked at the American Army Hospital in Berlin, Germany. Dr. Daniel Ziskind: undergraduate studies in George August University, Gottingen, Germany (1983); graduate studies in Hadassah Medical Center, Jerusalem. In 1988-89 served as a research affiliate in the Free University Klinik – Nord, Berlin, Germany. WORKING HOURS: Call or e-mail for appointment; Dr. Karin: Sun – 8-5 Tue – 12-6 Wed – 8 – 2:30; Dr. Daniel: Mon – 4-8 Wed- 4-8 Fri- 8-1 CHARGES: Depends on the individual case LANGUAGES: English, French, German, Polish, and Hebrew
BETHLEHEM DISTRICT
NAME: AKRAM A. GHABBOUN ADDRESS: Ikmais Building, Bethlehem (P.O. Box 637) TELEPHONE: Clinic: 02-743283 – recording in English and Arabic asking to leave a message; residence: 02-743260. SPECIALTY: Dentistry BACKGROUND: Practice since 1975; Peridoltgy and Oral Surgery Deprtment; 6 months course at Whipps Cross Hospital, London University 1980. WORKING HOURS: Morning hours at the UNRWA Clinic in Hebron; Mondays - Saturdays: 15:00pm to 18:00pm at the private clinic. CHARGES: Depends on the Individual case LANGUAGES: Arabic and English
EAR, NOSE AND THROAT SPECIALISTS
JERUSALEM DISTRICT
NAME: DAVID COHEN ADDRESS: Sha'are Zedek Hospital, P.O.B. 3235 Jerusalem TELEPHONE: 655-5111 – Sha’are Zedek Main Number; 651-5566 – can be reached after 9 p.m. on Sun & Wed; 655-5999 – for appointments; 655-5447 – during office hours SPECIALTY: E.N.T. General, Sinuses and Ear surgery BACKGROUND: 1956-1966 Medicine, Hadassah Medical School. 1967-1972 Resident, Department E.N.T, Hadassah Medical School, 1973-1977 Chief Physician Hadassah Hospital. 1977-1990 Deputy Head of Department, Bikur Cholim Hospital. Director of Department of Otolaryngylogy, and Head and Neck Surgery, Sha'are Zedek Medical Center. Director of otolaryngology, Kupat Holim Health Services, Jerusalem. WORKING HOURS: Sundays & Wednesdays after 3:00pm CHARGES: NIS 500 first visit LANGUAGES: Hebrew, English, Arabic and French
HEBRON DISTRICT
NAME: ADNAN MASWADEH ADDRESS: Abu Mounshar Building, Beer Al-Houmos St., Hebron TELEPHONE: 02-992-5645 (home) 222-5645 (office) SPCEIALTY: Ear, nose and throat BACKGROUND: Graduate of medical school in Syria. Member of Syria Board and of Jordan Medical Association. WORKING HOURS: Saturdays to Thursdays 8:00am - 14:00pm CHARGES: Depends on the individual case LANGUAGES: Arabic and English
FAMILY PRACTICE
NAME: MICHAEL GOLDSMITH ADDRESS: 5 Tchernichovsky St., Kiryat Shmuel, Jerusalem TELEPHONE: 02-566-0642 or Beeper service 672-6677, No. 6198 at all hours SPECIALTY: Family Medicine, Acupunture (for pain and weight loss) & Laser therapy BACKGROUND: Graduated at Monash University, Melbourne; passed the American Educational Council for Foreign Medical Grads examination '73; was registered as a medical practitioner in Victoria, Aust.; completed the fellowship program of the Royal Australian College of G.P's; passed the required examination in order to practice medicine in Israel. WORKING HOURS: By appointment only CHARGES: Depends on the individual case (approx.$50); also prepared and fully equipped to do home calls LANGUAGES: English, Hebrew and Yiddish
NAME: NABIL J. NASER ADDRESS: Salah El Din St., P.O.Box 19557, Jerusalem TELEPHONE: 628-3210 clinic, mobile – 055-253-893 SPECIALTY: General practice BACKGROUND: Licentiate of the Royal College of Surgeons and the Royal College of Physicians of Ireland. Served 4 years with the Jordanian Arab Army 1966. At present, private practice since 1966 and part time voluntary work with the International Christian Committee. WORKING HOURS: Saturday through Thursday 9:00am - 1:00pm; off Friday CHARGES: Depends on the individual case LANGUAGES: Arabic and English
NAME: M.S. RAYMAN ADDRESS: 16/B Sokolov St., Jerusalem TELEPHONE: 563-8418 FAX: 566-4061 SPECIALTY: General BACKGROUND: B.S. Harvard College, Phi Beta Kappa. M.D. Columbia University 1944. Partial Specialty Training in Psychiatry. Neuro-Psychiatrist U.S. Army. Diploma from the American Board of Family Practice. provides a wide range of office diagnostic and minor surgical procedures. Special interest: Gynecology, Obstetrics, Sterility, Ultrasound and office bacteriology. WORKING HOURS: By appointment only; 95% retired CHARGES: Depends on the individual case LANGUAGES: English, Hebrew and German
NAME: C.B. Sherer ADDRESS: 10 Jabotinsky St., Talbieh, 92142 Jerusalem TELEPHONE: 563-6463 FAX: 566-4459 SPECIALTY: General BACKGROUND: MD Middlesex Hospital, London University 1945. Hospital and army service, general practice, Auckland, New Zealand 1947-61 (including electro-cardiography); 1962 Hadassah Medical Organization, Jerusalem. Since then private general practice in Jerusalem (E.C.G. and minor surgery). X-ray clinic attached to office, with consultant radiologist. Laboratory attached to office. Medical Consultant U.N., British Consulate and Australian Embassy. WORKING HOURS By appointment (house calls if required) CHARGES: Depends on the individual case LANGUAGES: English, French, Hebrew and Yiddish
GYNECOLOGY AND OBSTETRICS
NAME: YESHAYA ABOULAFIA ADDRESS: Sha'are Zedek Medical Center, P.O.Box 293, Jerusalem 91002. TELEPHONE: 655-5111 – general number for Sha’are Zedek, 655-5555 (delivery room), 655-5683 SPECIALTY: Obstetrics/Gynecology - Complicated Pregnancies BACKGROUND: Clinical senior lecturer. Head, Feto-Maternal Unit, Hadassah Medical School. Deputy Chief of Department of Obstetrics and Gynecology. Sha'are Zedek Medical Center since 1966. Associate Professor of Albert Einstein Medical Center in New York. WORKING HOURS: Tuesdays and Thursdays in the afternoon at the outpatient clinic CHARGES: Depends on the individual case LANGUAGES: English, Spanish, Italian and Arabic
NAME: A. ADONI ADDRESS: Mishol Hakurtam 6, Ramot, Jerusalem; clinic in Hadassah Mt. Scopus TELEPHONE: 584-4044 office – recording in English & Hebrew; 586-7255 home FAX: 586-9950 SPECIALTY: Obstetrics/Gynecology BACKGROUND: Medical School in Israel, Professor of Obstetrics and Gynecology at Hadassah University Hospital. WORKING HOURS: By appointment CHARGES: Depends on the individual case LANGUAGES: English and Hebrew
INTERNAL MEDICINE/ALLERGIES
JERUSALEM DISTRICT
NAME: HENRY R. HASHKES ADDRESS: 7 Gretz Street, German Colony, Jerusalem (office) TELEPHONE: 566-9694 SPECIALTY: Family practice, cholesterol disorders, asthma, allergy BACKGROUND: Graduate from the University of Louisville, School of Medicine in 1956. Internship Kings County Hospital, New York 56-57; John Hopkins Lipid Training Center. Deputy Post Surgeon, U.S. Army, Fort Wadsworth Staten Island, New York 57-59. John Hopkins Lipid Training Center. WORKING HOURS: 8:30 - 10:00 Sundays through Fridays; and also by appointment CHARGES: Depends on the individual case LANGUAGES: Hebrew, English and Yiddish
RAMALLAH DISTRICT
NAME: SIAD ABUASI ADDRESS: Private Clinic: Al-Kawthar Street, Al-Bireh; Al-Hilal Palestinian Red Crescent Society Hospital TELEPHONE: 240-6260; 240-6270 SPECIALTY: Internal medicine and pediatrics BACKGROUND: Attended medical school at Howard University. Residency at State University Hospital, New York. WORKING HOURS: Call for appointment CHARGES: Depends on individual case LANGUAGES: English and Arabic
OPHTHALMOLOGY/OPTOMETRY
NAME: JACQUES BRONSTEIN ADDRESS: 9 Rashba Street, 92264 Jerusalem TELEPHONE: 566-4733 – Hebrew answering machine, leave name and number and someone will call back; additional number 02-646-4149 FAX: 561-1036 SPECIALTY: Eye diseases - Eye surgeon - Glaucomas - contact lenses specialist - refractive surgery (examiner - laser) BACKGROUND: Faculty of Medicine of Paris 1956-1963, Externe des Hopitaux de Paris, Internat des Hopitaux de Strasbourg. Certificate of Special Studies in Ophthalmology: 1963-1967. Assistant-Professor at the Rothschild Ophthalmic Foundation of Paris: 1967-1976. Senior in the Sha'are Zedek Ophthalmic Department: 1977-1981. Head of the Ophthalmological Department of Misgav Ladach Hospital from 1981. WORKING HOURS: Every day except Friday and Saturday - by appointment only CHARGES: $100; also depends on the individual case; free for indigent people after personal recommendation LANGUAGES: French, English, Hebrew, Spanish, Russian understood
ORTHOPEDICS
NAME: HAIM POGRUND ADDRESS: Orthopedic Department Hadassah Hospital, Mount Scopus TELEPHONE: Mt. Scopus Hadassah Hospital 584-4500/1 – says in Hebrew ‘leave message for the doctor after the tone’; 533-0905 SPECIALTY: Orthopedics BACKGROUND: M.B.Ch.B. University of Cape Town 1956 F.R.C.S England 1962. Specialization in orthopedics 1956-1974. Senior orthopedic surgeon Groote Schuur Hospital Cape Town and University of Cape Town. 1974 to 1984 senior orthopedic surgeon Hadassah University Hospital Mt. Scopus Jerusalem. Professor of orthopedics at Hebrew University since 1984. 1988 Head of Unit of Orthopedics, Mt. Scopus. WORKING HOURS: By appointment CHARGES: Depends on the individual case LANGUAGES: English, Hebrew, Dutch and Yiddish
PEDIATRICS
NAME: ANDRENE KARAKASHIAN ADDRESS: Shufat, Apt. #9, Jerusalem: P.O. Box 19244 TELEPHONE: 581-5776 SPECIALTY: Pediatrics BACKGROUND: Graduated in 1953 from the French Medical University in Beirut - Lebanon. 1953 - 1962 worked as Pediatric Resident and later Assistant in the Pediatric Department of the Augusta Victoria Hospital, Jerusalem. Since 1962 Field Preventive Medicine Officer in the United Nations Relief and Works Agency for Palestine Refugees. Private child clinic at the above address in Jerusalem. WORKING HOURS: Mon, Tue, Thurs, Fri 1:00 - 4:00pm, and by appointment; off Sat and Sun; call for an appointment CHARGES: Depends on the individual case LANGUAGES: English, French, Arabic, Armenian and Turkish
PSYCHIATRY
JERUSALEM DISTRICT
NAME: JORDAN M. SCHER ADDRESS: 13 Naomi St., Abu Tor 93552 Jerusalem TELEPHONE: 02-732228, 731314, 732334 SPECIALTY: Psychiatry, Drug specialist BACKGROUND: Director, Methadone Maintenance Institute, Chicago. Professor Psychiatry Northwestern University. Visiting Professor, University of Florida. Director Psychiatry Unit, Cook County Jail. Over 100 papers and 5 books published. Various honors in field. Education: University of Maryland, Medical School and Psychiatry. Resident fellow, National Institute of Mental Health. Fellow, Cleveland Clinic Foundation. Qualified in Psychiatry, Medicine and Hypnosis. Diplomate American Board of Neurology and Psychiatry. Executive Director of "New Life", The National Institute on Drug Abuse of Israel. WORKING HOURS: By appointment only CHARGES: Depends on the individual case LANGUAGES: English, Hebrew, French and German
NAME: SHLOMO WOLLSTEIN ADDRESS: 3 Bartenura Str., Jerusalem 92184, Ground floor TELEPHONE & FAX: 563-3511 SPECIALTY: Psychiatry BACKGROUND: Zürich, Switzerland, 1955. Specialist in Psychiatry, Jerusalem Medical School 1964. Degree of Master of Public Health Jerusalem Medical School, 1963. Formerly, Medical Director of private psychiatric Hospital. Psychiatric adviser and member of medical comissions to Ministry of Defense, National Insurance Institute, Ministry of Health, and Ministry of Communication. Private practice since 1964. Analytically Oriented Psychotherapy, Psychopharmacology, Legal Expertises. Marital Counselling (formerly Director, Marital Counselling Service, Academy of Medicine of the Israel Medical Association.) WORKING HOURS: By appointment only CHARGES: Depends on the individual case LANGUAGES: English, Hebrew, German and French
BETHLEHEM DISTRICT
NAME: VIVECA HAZBOUN ADDRESS Alqam Center, 3rd floor, Jerusalem-Hebron Road, Bethlehem MAILING ADDRESS: PO Box 51399, Jerusalem TELEPHONE: 02-277-0489; mobile telephone 052-519-867 FAX: 02-277-0488 E-MAIL: gtc@p-ol.com SPECIALTY: Adult and child psychiatry BACKGROUND: Diplomate of the American Board of Psychiatry and Neurology in Adult and child Psychiatry (Adult Board- 1980, Child Board – 1981). USC School of Medicine – Assitant Professor of Clinical Psychiatry 1981-1985. Mental Health supervisor – UNRWA (United Nations Relief and Work Agency) – 1991-1995. Director of Guidance and Training Center for the Child and Family, Bethlehem as of November 1994. Consultant to many foreign and local institutions, e.g. Palestinian Ministry of Education, Medecins Sans Frontiers, Caritas Jerusalem, etc. WORKING HOURS: Monday through Friday from 8:30am until 2:00pm CHARGES: Depends on the individual case LANGUAGES: English, Arabic, French, Greek
SKIN AND SEXUAL DISEASES
NAME: ARYEH KEDEM ADDRESS: Shaare Ha’ir Building, 9th Floor, 219 Jaffa Road, Jerusalem TELEPHONE: 537-8864/5 SPECIALTY: Specialist for Skin & Veneral Diseases BACKGROUND: Graduate of the Hebrew University in Jerusalem. Non-Registered Member of the American Academy of Dermatology. WORKING HOURS: Sunday, Tuesday, Thursday – 9 – 11:00 a.m./2:30 – 6:00 p.m.; Monday – 11:00 a.m. – 3 p.m. CHARGES: NIS 380 LANGUAGES: Hebrew, English and German; Arabic understood
NAME: MICHAEL A. GOLDENHERSH ADDRESS: Beit HaTeomim, 15 Kanfei Nesharim Street, Jerusalem TELEPHONE: 652-2238 FAX: 02-653-7391 SPECIALTY: Dermatology, Dermatologic Surgery, and Dermatopathology. The range of services includes a laboratory for skin pathology, for fungal testing, and also laser/light treatments for conditions including sun-damaged skin, facial redness and hair removal. BACKGROUND: 1979-91, Memorial Sloan Kettering Cancer Center - Dermatology Resident and Research Fellow. 1981-83: Yael University School of Medicine - Dermatology Resident, Chief Resident; 1983-84: Yale Dermatology and Co-Director Of Yale Dermatopathology Laboratory. 1985 - present: Hadassah Hospital - Dermatopathology Consultant and Instructor, Senior Dermatologist. Board Certification: U.S. Board Certified in Dermatology; U.S. Board Certified in Dermatopathology; Israeli Board Certified in Dermatology. WORKING HOURS: Sunday 9-1/2-5 p.m.; Tuesday 9:30-1/2-5 p.m.; Wednesday 9:30 – 1/ 2-4 p.m.; Thursday 9-1 / 2-4 p.m. CHARGES: NIS 450 for first visit (2002 rates) LANGUAGES: English and Hebrew
U.S. FEDERAL INCOME TAX CONSULTANTS IN JERUSALEM/WEST BANK
The following tax consultants resident in Jerusalem have expressed willingness to assist U.S. taxpayers in completing their U.S. Federal Income Tax Returns - both individual and business returns.
The American Consulate General in Jerusalem assumes no responsibility for the professional ability or integrity of the persons or firms whose names appear on this list. The names are arranged alphabetically and the order in which they appear has no other significance.
Attention is drawn to the fact that the Israeli Society of CPA’s prohibits advertising on the part of its members. This list is released therefore for private use only. It is not to be published.
To download tax forms via the Internet, please visit http://www.irs.ustreas.gov/forms_pubs/index.html.
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OSAMA W. DAHER:
CPA, State of Virginia, BS Liberty University Lynchburg, VA. Address: Masrouji Bldg., 2nd Fl., El-Bireh, Ramallah. P.O.Box 19055, East Jerusalem. Tel:02-2400230, Fax 02 2400231 & 0522 330523. Res. 5835826. Hours from 9:00 a.m. - 5:00 p.m. Jordanian citizen. Languages: Arabic, English, and some Hebrew. Fee: Based on time.
ALAN R. DEUTSCH:
CPA (US), MBA, AND APC. 16 Ha’Uman Street, Jerusalem; Tel. 02-999-2104 Fax: 02-9910195 & 0522 749 999. E-mail alan-cpa@netvision.net.il. Practicing for over 20 years. Friendly, professional service includes: U.S. Tax returns and Israeli tax reform planning, social security tax and Investment planning, IRS representation and resolution of disputes, tax Newsletter, home visits available.
YACOUB EL-YOUSEF:
CPA, Zahra Street, Jerusalem Cinema Building, and P.O. BOX 19198, JERUSALEM 91191. Tel.628-3581, Fax.627-6057. Zahra Street, Ramallah. Tel 298-4701, 298-4702 (8:00 a.m. - 4:00 p.m. Monday through Friday; 8:00 a.m. - 1:30 p.m. Saturday). Born Jerusalem 1954. Jordanian citizen. Member of the American Institute of Certified Public Accountants. Texas Society of Certified Public Accountants. Languages: English and Arabic. Fees: Based on time and complexity of work involved.
SHIMON GALITZER:
Ben Zion 28, Givat Shaul, and P.O. BOX 34516, JERUSALEM 91342. Tel. 625-5060, Fax 651-1488, Res. 851-9943.C.P.A. New York (1971) & Israel (1983). J.D.- Columbia University, N.Y. (1969). M.B.A. (Taxation)-N.Y.U. Graduate School of Business Administration (1966). Member of the Bar-New York (1971) & Israel (1983).
MURREL KOHN:
Murrel Kohn & Co., 5 Haportzim St., P.O.B. 4469, and 91043 Jerusalem. Office tel. 972-2-567 1678 fax 972-2-563-2312. E-mail: mlk@bezeqint.net (9:00 a.m. - 5:00 p.m. Sunday through Thursday). Tel Aviv: 10 Carlebach Street POB 20034, 61200 Tel. 03-6242977 Fax: 03-7604646. Born Kentucky, 1938. American/Israeli citizen. B.S. Economics (accounting major), University of Pennsylvania (Wharton School) 1960; CPA Commonwealth of Kentucky 1963 CPA. Israeli CPA-1972; Income tax consulting 44 years. 1960-1963 Public Accounting; 1963-1968 Controller and Treasurer, Industrial Services Inc., Louisville, Kentucky. 1969-1972. Treasurer, Israel Program for Scientific Translations, Jerusalem. 1972-1977 Liaison Officer Investment Authority, Ministry of Finance, Jerusalem. Specialist in U.S. and Israeli taxation, US Estate planning, & offshore structures. Languages: English and Hebrew. Fees: Based on time and according to accepted practice of Israel CPAs.
NORTH AMERICAN TAX SERVICE:
Shimon Katz CPA in US & Israel, 55 Uziel Street, Beit Vegan, Jerusalem 96423. Tel.642-0504. E-Mail SYKATZ@NETVISION.NET.IL Born New York 1936. American citizen. CPA State of California 1967-Present. Languages: English, Hebrew and Yiddish. Fees: Based on time.
HANNA E.C. QUFFA:
C.P.A., PO BOX 1373 El Ersal St. Salam Building Ramallah. Tel.298-0080 Fax 295 9256. E-mail: eyip@palnet.com Born in Beit Jala, 1954. American/Jordanian citizen. Master of accounting, Arizona State University. Member of the American Institute of Certified Public Accountants. Florida Institute of Certified Public Accountants. Languages: English & Arabic. Fees: Based on time & complexity of work involved.
MOSHE SADEH:
10-hahistadrut streets. Jerusalem 94230. Tel.02-6246057. Office hours: 8:30 a.m. - 5:00 p.m. (Sunday - Thursday), 8:30 - 1:00 Friday. Born New York, N.Y. 1946. American/Israeli citizen. B.A. Economics, University of Hawaii 1969; worked five years at Income Tax Division and Treasury Department of the State of Israel as an Internal Auditor 1975-1979. Has been preparing U. S. federal & state tax returns for individuals for the last 25 YEARS. Specialist in U.S. and Israeli taxation. Languages: English and Hebrew. Fees: Based on time and work involved.
PHILIP L. STEIN AND ASSOCIATES:
C.P.A., 120 A Hertzl Blvd., P. O. Box 23376, Jerusalem 91233. Tel: 643-8808. Fax: 643-7002. E-mail: pstein@pstein.com American/Israeli citizen. MBA, University of Michigan. Certified in Illinois. CPA since 1976. Prepares U.S. federal and state tax forms. Languages: English and Hebrew. Fees: Based on time and complexity of work involved.
LIST OF ATTORNEYS IN THE CONSULAR DISTRICT OF JERUSALEM
Revised April 2006
The Consular district of the American Consulate General in Jerusalem comprises the city of Jerusalem, the West Bank and the Gaza Strip. This partial listing of attorneys practicing in the above district is for the information of American citizens who find themselves in need of legal assistance.
This ALPHABETIZED list gives details as to the types of cases accepted by each individual or firm, educational experience, time in practice, languages spoken, and other pertinent information.
The Consulate General does not assume responsibility for the professional competence or integrity of the persons or firms included on this list. The names are arranged alphabetically; the order in which they appear has no other significance.
The Consulate General wishes to emphasize that both the Israeli and Jordanian Bars prohibit advertising on the part of members. This list is therefore prepared for private use only; it is not to be published.
WEBSITES: · The Israel Bar: http://www.israelbar.org.il/english_index.asp · Lawyer Locator: http://www.martindale.co.il/MgmSearch.aspx?ItemID=129&LangId=2
ABUGHAZALA, Tawfiq, Gaza. Tel: 07-2869339, Fax: 07- 2860422, Email: taglaw@mecopalcom. Bachelor of law from Cairo University, 1963. Member of Palestinian Negotiations team with Israel. Board Member, Business Development Center. Arab Insurance Establishment, Legal Consultant. Co founder of the Gaza center for human rights and law. Practice: Financial law, taxation, insurance and Intellectual property. Languages: English and Arabic.
ABU NASSER, Abdulrahman: Omar Almukhtar Street, Gaza, and Tel- Fax 08- 2868860. Bachelor of law from Alexandria University, 1978. License of General law Diploma International Law from Alexandira University, 1982, License of Islamic Legislation Diploma. PhD in the general international law from the faculty of law, Cairo University, 2000. Practice: General International Law, International Organizations, Human rights, International and Human Law and Democracy, Administrative law. Languages: English and Arabic.
ABRAMOWITZ, Benson: 5 Eliash Street, Jerusalem 94586. Tel: 02-625-4242, 02-624-5368. Email: bensonabramowitz@gmail.com. Born Baltimore, MD, U. of Md. BA 1976 (Economics), U of Md. School of Law JD 1979 (Hon). Admitted: Maryland Bar 1980, Israeli Bar 1982. Practice: Estates and Trust, Residential Property and Real Estate, Charitable Foundations. Languages: English and Hebrew.
AL THARF Mohammed: Ramallah , Al – Ersal Street , Near the Best Eastern, P.O Box 243, Ramallah, Tel 02-2966606 , Mobile 059-978-2101. P.H.D in Political Science, MA in International Relations , B.A in Law. Member of Legal Committee, Member of Palestinian Bar Association, Member of Arab Lawyers Union, Member odd the Society for Protection of the Intellectual Property Right. Practice: Civil and Criminal Court Cases. Shari’a court cases. Expert in Insurance Cases. Languages: English , Arabic and Hebrew.
ALBAKRI, Halam, AL Rimal, Gaza , Omar Almukhtar Street , Burj Alshorouq , Fourth Floor , Apartment # 505, Gaza, Tel: 08-2869658, Fax: 08-2833838, Mobile, 0599210503. BA in Law Cairo University, 1981. Patrice: General Civil law, Specialist in Insurance, Consultant to the National Insurance Company. Languages: English and Arabic.
ALFALEH, Amin & TALEB Ali Mohammed: P.O.BOX 1122, El Rimal, Gaza. Tel- fax 08- 2821395, Alfleh mobile: 0599745344, Taleb mobile 0599724403. General Practice: Corporations, Foreign Claims, Investment, Personal Injury law, Patent. Languages: Arabic and English. Alfaleh graduated from Ein Shams University in Egypt, 1981.
ALWAHIDI, Darwish: Alwihda Alrabia Street, Alshawa and Husari building, second floor, Gaza, Tel 08-2840770, Fax: 08-28267558. B.A in law from Beirut, 1967, PhD In Civil Law from Alexandria University in Cairo, 1990. Member of the Palestinian Bar Association. Beside research studies he wrote ten books on civil law. Practice: Civil Law. Languages: English, Arabic and French.
ALZAEEM, Sharhabeel & Associates: Gaza City, P.O Box: 1135, Omar Almukhtar Street, Tel: 972-8-282-0445, Fax: 972-8-282-0598, Email: alzaeem@alzaeem.ps. Graduated from Alexandria University with a degree in law in 1982. Member of the American bar Association. Practice: Insurance law / Insurance inspection Services, Alternative Dispute Resolution, Banking law, Companies law, intellectual property, Taxation and Trade law. Languages: Arabic and English.
ANANI, Zuheir & Ameed: Ramallah Main Street, P.O.Box 860, Ramallah, Tele: 02-2953665, 02-2987480, Fax No. 02-2964151. Residence telephone 02-2967060. Zuheir Anani; member of Palestinian Bar Association, graduated from Cairo University 1957. Experience: from 1957-1975; Treasury prosecutor of the Hashimite Kingdom of Jordan, Magistrate prosecutor of Nablus district; President of District Courts of Ramallah and Hebron, advocate and consultant 1975 until present. Languages: Arabic, English and French. Ameed Anani, member of Palestinian Bar Association, graduated from Amman University 1994. MA (commercial law) 2003. Languages: Arabic and English. Practice: Banking law, Commercial law, Real & property law, Insurance law, Patent law, Intellectual Property and Labor law.
ASSA, Aharon: 6-Ben Yehuda Street, Jerusalem. P.O. Box 2335. Tel: 02-625-1095. Telefax machines 02-643-1585. (8:30 a.m.-1:30). Israeli citizen. Born Bulgaria 1924. Law Faculty, Hebrew University, Jerusalem; academic degree of Magister Juris, 1957. Practicing since 1957. Member of Israel Bar Association. Practice: real estate, property and Notary Public. Languages: Hebrew, Arabic, Spanish, English, French, Yiddish and Russian.
BASKIN, David H.: 9 Harav Kook Street Jerusalem 94226. Tel: 02-6233322. Facsimile 02-6259995. Born Ohio, USA Studies the Colorado College, C.SPGS. Colorado, Skidmore, Saratoga SPGS, NY, Law Faculty-Tel Aviv Univ. Practice: all matters pertaining to U.S. citizens in Israel, Commercial transactions, contracts, wills, real estate, corporate-company law, advice re- investment possibilities, court appearances in all Israeli Courts, (civil, criminal, family, military) special entrust; Real Estate Law, rights of the handicapped, international business and land development. Languages; English, Hebrew, basic French, ability to translate legal documents. Possible international representation through offices in NYC.
BAZAK, Moshe: 33 Jaffa Street (Beit Yoel Building, 1st Floor), Jerusalem. Tel: 02-625-5490, fax: 02-623-5696. (08:00-13:00 and 16:00-18:00, closed Tuesday and Friday afternoons). Israeli citizen. Born in Jerusalem. Hebrew University of Jerusalem M.J. 1956. Member of Israeli Bar 1958. Practice: Civil law, real estate, property law, contracts, estates, family law and Notary Public. Languages: English, Hebrew and Yiddish. E-mail – bazak-m@zahav.net.il
BECKER, Samuel Laurence: 10-Koresh Street, Jerusalem. Tel: 02-623-2603. Fax 02-625-9407. Born England 1940. British and Israeli citizen. London University LL.B. (Hons), 1962. Practicing since 1963 in commercial, civil, estates, property, landlord-tenant, divorce and other domestic matters. Languages: English, Hebrew, French and Yiddish.
DAHLEH, Mohammad: Jerusalem, 4 Ibn Batotah Street, P.O.Box 1342, Jerusalem 91013, Tel: 02-6274070-1, Fax: 02-6274060. Graduated from the American University Washington College of law, Washington D.C, ILL. 1992. International Legal Studies. Member of the New York Bar Association. Primary practice: Constitutional law, Real Estate and property law, human rights, litigations in the Israeli courts, especially the Israeli Supreme court, defending Palestinian Human rights in the Palestinian Occupation. Legal Advisor for the PLO on Jerusalem, Legal advisor and member of Palestinian delegation to the International Court of Justice in the Hague, on the Separation Barrier issue.
El AGHA, Gehad Hamdan: El Agha Street, Khan Younis, Gaza Strip. Tel: 08-2052382, Fax: 08: 2052 382, Mobile 059 954 0528. Bachelor of Law from Alexandria University. General Practice: Commercial / Collections, Corporation, Banking, Criminal law, labor law. Languages: English and Arabic. Licensed to practice law in Egypt and Palestinian Authority.
El BASOUS, Nafez Arafat: El Jala’ Square, P.O. Box 1267, El Rimal, Gaza, P.O BOX 1116, 08- 2825384, Fax: 08- 2862298, mobile 0599403046, email: Elbasosadvocate@yahoo.co.uk and bassosco@hotmailcom. Graduated from Al – Arabia University in Beirut. Main Field of Practice: Commercial / Collections, Foreign Claims, Criminal Law, General Government Regulations. Languages: English and Arabic.
FARA, Abdurrahman: P.o.Box 72, El Salam Street, 2nd floor Number 8, Khan Younis, Gaza Strip, Tel – Fax 08- 2054537, Mobile 0599410193. BA in Law and MA in International Law. Practice: Family law, Estates, Probate law, Commercial / Collections. Languages: Arabic, English and Hebrew.
FEINSTEIN, Dr. Barry A.: 1 Narkis Street, P.O. Box 7246, Jerusalem 91072. Tel: 02-6255810. Born South Dakota, USA. Senior Lecturer in International Law and International Commercial Transactions, School of Law, Netanya Academic College, Netanya, Israel; Visiting Professor of Law, McGeorge School of Law, University of the Pacific, Sacramento, California (summers); Senior Fellow, Strategic Dialogue Center, Netanya Academic College, Netanya, Israel. J.S.D. (1981) and LL.M. (1978), School of Law (Boalt Hall), University of California, Berkeley; LL.B. (1976) and B.A. (Political Science and International Relations) (1974), The Hebrew University of Jerusalem. Member of California (1979) and Israel (1977) Bars. Special interests: International law, international transactions and investments. Languages: English, Hebrew, and Spanish.
FRIED, Amos: 46 Ramban St., Jerusalem, Tel. 02-566-6662, Cellular phone 054-493-1359, Fax: 566 6646. E-mail: afried@afriedlaw.com . Native of Chicago, Illinois. Graduate of Bar Ilan University Law School, 1993. Practicing since 1993. Licensed in New York State since 1996. Practice: civil litigation, commercial law, criminal representation, personal injury, contracts, administrative law, real estate, injunctions. Languages: English and Hebrew.
Frimer, Prof. Dov; Frimer Gelman Shilo & Co.: Jerusalem Technology Park, Building One, Entrance B, P.O.B. 48180, Malcha, Jerusalem 91481. Tel: 679-9930, Telefax machine 679-9931. American and Israeli citizen. Member of Israel Bar 1978 and New York Bar 1981. Yeshiva University B.A. 1972, Bar Ilan University, LL.B. 1976; Hebrew University of Jerusalem 1980; Associate Professor of Law, Touro College School of Law; Faculty of Law Hebrew University; Chairman of the Jerusalem Bar Association Family Law Committee Practice: litigation, family law, real estate, civil, corporate, commercial, international business. Languages: Hebrew and English.
GHOSANI, Abdulatif Mohammed: President Street, El Remal, Gaza, Tel: 08- 2863937. Graduated from Ein Shams University in Egypt in 1956. Languages: Arabic and English. Practice: Criminal Law, General.
GROSS, Alex K.: 34 Sorotzkin Street, Jerusalem. Office tel. 02-5387088; fax 500-2090 (8:30 a.m. - 1:00 p.m.). Born USA 1943. American and Israeli citizen. Yeshiva University, BA 1965; New York University of Law, JD 1968, New York University School of Business Administration, MBA, 1974. Practicing since 1968; in Jerusalem since 1974. Advisor to Ministry of Commerce and Industry of Israel. Practice: real estate, special interest in customs and tax matters, assisting new residents, estate planning, wills and trusts, Notary Public. Languages: English, Hebrew, Yiddish and German.
HANANIA, Maher (Legal Services Inc.): Hindi Center, Irsal Street, Ramallah. Tel. 02-297-4155, fax. 02-297-4156. Email: mhanania@legalservices.ps; website: http://www.legalservices.ps. Graduate of the University of Florida with a BA in Political Science and a Law degree from the University of London. Practice: commercial and corporate Law, international trade, international treaties, contracts, business and personal, governmental related business, American immigration laws, “Green Card” and citizenship issues, NGO’s related business.
KAHN, Shlomo: 11 Ramban Street, Box 757, Jerusalem. Tel.561-1530, Telefax No. 563-7468. (Sunday - Thursday 8:30 a.m. - 3:00 p.m.; Practicing in Jerusalem since 1955. Practice: corporate, real estate, estate and trusts, tax insurance, Commercial and civil law, notary. Languages: Hebrew, English.
KATZIN, Joel Yaakov: 5 Eliash Street, Jerusalem. Tel. 02-623-1450, Fax 02-624-5368, cellular phone 054-460-1074, email: ojkat@lawyer.com. Born Philadelphia, PA, 1958. Hebrew University LLB (1985), Seminary of Judaic Studies/Jewish Theological Seminary, MA (1991). Admitted Israel Bar 1990. Practice: Family Law, Child Custody, Child Abduction (Hague Convention), Civil Litigation. Languages: Hebrew, English.
KLEINHAUS, Charles: advocate and notary. 29B Keren HaYesod Street, 94188 Jerusalem. Tel. 02-623-6974, fax. 02-625-0461, cellular phone 052-347-3315. Email: kleinlaw@netvision.net.il (8:30 a.m. -1:30 p.m.; 4:00 - 7:00 p.m.). American and Israeli citizen. Born New York 1941. Columbia Law School, J.D., New York University Law School, LLM, 1966. Practicing since 1966. Practice: commercial, corporate, estates tax, real estate, civil; specializing in international commercial law. Languages: English, Hebrew, French, Yiddish, slight knowledge of German and Spanish.
KRAMER, Yehoshua and (Schneider, Michael): Kramer-Shapira-Schneider & Co., Law Office and Notary. 19-King David Street, Jerusalem 94101; Tel 02-623-4258. Telefax machine number02- 625-5493. Website: http://www.ksslaw.co.il; email: lawyers@netvision.net.il (8:00 a.m. - 7:00 p.m.; closed Tuesday and Friday afternoons). Attorney Kramer: Israeli citizen. Born in Israel 1945. Hebrew University of Jerusalem. LL.B. 1971. Called to Israeli Bar 1972. Practice: civil law, family and domestic relations, estate and trusts, contracts, real estate. Languages: Hebrew, English, Arabic and Yiddish. Attorney Schneider: Adv., L.L.B. Born 1947. Graduate of the Hebrew University of Jerusalem. Practicing law since 1972. Extensive experience in industrial management. Served as Chairman of the Tanners group in the Industrialists’ Association, as well as Director on the Board of the Israel Chemicals Co. Fields of expertise: Tax Law, Commercial Law, Banking Law, Hotels.
KUTTAB, Jonathan G.: 2-Abu Ubaidah St. Jerusalem, Tel.office 02-627-3723; fax 02-628-1-218. Email: jonkuttab@yahoo.com. Born in Amman, Jordan. BA Messiah College, Juris Doctor University of Virginia, Member of New York Bar, the Palestinian Bar and the Israeli Bar. Practicing New York 1977-1979. Practice: General, West Bank Law, and U.S. tax consultation land management and U.S. law-related matters. Member of Israeli Bar. Languages: English, Arabic and Hebrew.
LECKER, Shlomo: 54A Hanevi’im Street, 95141 Jerusalem. Office telephone 02-623-3695, fax 02-625-7546. Email: lecker@zahav.net.il. 1977 - LBB Hebrew University, Jerusalem; 1979 admitted to the Israel Bar; 1982 - M.F.A New York University. Practice: human rights of Palestinians in the West Bank and East Jerusalem, Damages, Criminal Law. Languages: Hebrew, English, and Arabic.
LEGAL AID/PUBLIC DEFENSE: (From the Web: http://www.moia.gov.il/english/legal/legal5.htm) · 34 Ben Yehuda Street, Jerusalem - Legal Aid: tel. 02-569-6200, fax. 02-625-9552; Public Defense: tel. 02-569-6180, fax. 02-569-6196. · The Association for Civil Rights in Israel (Legal Aid): tel. 02-652-1218. Mailing address: POB 35401, 91352 Jerusalem. Website: http://www.acri.org.il/english-acri/engine./index.asp · The Brera (“Choice” in Hebrew) Center: http://websites.mscc.huji.ac.il/brera/brera-en/index.asp · Israel Children’s Rights Monitor: tel. 02-563-3002/3, fax. 02-563-1241. Website: http://www.dci.org.il/home_en.asp, email info@dci.org.il
MICHELS, Jeffrey E: 10 Hagdud Haivri Street, Jerusalem 92345. Phone (office): 02 563 0102. Cell Phone: 052 350 9003. Fax (office): 02 591 6180. Email (office): jmichelsadv@aol.com. Born New York City. U.S and Israeli Citizen. Admitted: New York 1990; Israel 1999. Special Interests: Legal Representation in the United States and Israel, International Law and Litigation, Commercial and Corporate Law, Civil and Criminal Law, Trusts and Estates, Immigration and General Civil Practice. Languages English and Hebrew.
PEARLMAN, David (M.JUR): 16 David Marcus, Jerusalem, Tel: 02-563-7411, fax: 02-563-5612. Email: dpearlman@Barak-Online.net . Born London, England. M.Jur. Hebrew University 1961. Previously served at the State Attorney’s office. Practice: Criminal Law, Military Law, Arbitration, Private and General Law Practice, notaries. Languages: Hebrew and English.
QUPTY, Mazen - Law Offices: 18 Al Zahra Street, Jerusalem 91204. Tel: 02-627-6668/9. Fax: 6284687. E-mail: quptydah@netvision.net.il (Ramallah office-Kharraz Center, Jaffa Street. Tel: 2958418; fax: 2958419). Mazen Qupty, born 1955. Tel Aviv and Hebrew University, Palestinian-Israeli citizen. Eight lawyers in total practicing in Israel and Palestine. Domain: Civil Law, Commercial Law, Corporate Law, Banking, Real Estate, Insurance and Damages, special expertise pertaining to investment in Palestinian territories. Languages: English, Arabic, Hebrew and French.
REUBINOFF, Gabirel: 2-Ben Yehuda Street, P.O.Box 391, Jerusalem 91003. Tel: 6252-122, Telefax No. 6252-221. E-mail: reubinoff@netvision.net.il Hours: 8:00a.m. - 7:00 p.m.). Residence tel. 563-3583. Born Egypt 1922. Israeli citizen. Jerusalem Law Classes 1946-51. General practice, particularly negligence cases and corporate law. Practicing in Jerusalem and Tel Aviv since 1951. Notary public. Languages: English, Hebrew and Arabic.
ROSENTHAL & Yahia – Law Office: 4 Aristobulus Street, Jerusalem 94234, Tel: 6280-633, fax: 628-3132, residence Tel: 240-188, Workdays 08:00-17:00 hrs. Rosenthal: Born New York, USA University of London. Yahia: born Kufor Qara, Wadi Ara, Israel; Hebrew University. Practicing since 1986 in criminal law, human rights, labor law, torts, security cases and immigration laws. Languages Hebrew, English, French, Spanish and some Arabic.
SAYYAD, Ahmad & Duqmaq, Buthaina: El Bireh, Ramallah. P.O. Box 38002, Jerusalem. Tel: 02-2987292, residence Fax: 02-2980547. Practice: Arbitration, Mediation, Banking Law, Commercial Law, Copyright (Intellectual Property), Property Law, Patent and Trademarks Law, Corporate Consultation, International Business Transactions, Labor Law, Wills, Estates, and Trusts, Probate Insurance Law including Insurance Defense, Housing (Landlord/Tenant Franchising and licensing, Contract Law including Legal Documents Drafting and Collection Law) Litigation in all areas and Civil Appellate Practice. Languages: Arabic, English and Hebrew.
SCHARMAN, Susan: 4 Gedera Street, Jerusalem, 94427. Telefax: 02-5372141. American and Israeli citizen. St. John’s University Law School. JD 1977. Member of Israeli Bar. Practice: Real Law Estate, Translation of legal documents from Hebrew to English. Languages: English and Hebrew.
SFARD, Michael: 31 Rothschild Blvd., 66883 Tel Aviv-Jaffa. Tel. 03-560-7346. Israeli citizen, born at Jerusalem. LL.B. from the Hebrew University in Jerusalem; LL.M. (Masters) degree in International Human Rights Law from UCL (University of London). Practice: Human Rights Law, Humanitarian Law, Criminal Law, Criminal Law and Israeli Constitutional Law (“Bagatz” – petitions to the High Court of Justice, Jerusalem). Languages: Hebrew and English.
SHAWA, Ibtihag Salem: Gaza, Tal Alhawa, Tunis Street, Tel 08- 2842445, mobile 0599580678. BA in law from Alazhar University Gaza. Member of the law Society, Member of the Women legal Union, Member of Legal and Consulting Women Center. Practice: Specialist in Shari’a Courts and General law Courts. Languages: English and Arabic.
SHEHADEH, A.F. & R.: 26 Ramallah Main St. P.O. Box 74, Ramallah, West Bank, established 1935. Tel. 295-6441, 296-1111 and 296-3333. Telefax No. 295-3471 (9:00 p.m. - 6:00 p.m Mailing address: P.O. Box 20007, Jerusalem, via Israel 91199. Fuad Shehadeh; member of the Palestinian and the Israeli Bar. Raja Shehadeh: member of English bar (Lincoln’s Inn) and the Palestinian Bar. Nadeem Shehadeh, member of the Palestinian and Utah State Bar and the American Bar Association. Kareem Shehadeh, member of the Palestinian Bar. Practice areas: Commercial Law; Banking Law; International Business Transactions; Trademarks; Copyright (Intellectual Property); Labor Law; Wills Estates & Trusts; Probate; Insurance Law including Insurance Defense; Franchising & Licensing; Contract Law including drafting legal documents and Collections Law; Oil & Gas; International Business Transactions. The office also carries out Litigation work in all areas at the District court and appellate court, Civil Appellate Practice. Languages English, Arabic & Hebrew.
TSEMEL, Leah: 2-Abu Ubeidah St. Jerusalem, Tel: 6273-373, Telefax 6289327, Email adtsemel@netvision.net.il. Born Haifa, Israeli citizen. Graduated Hebrew University LL.B. 1971 and Diploma in Criminology. Practicing since 1972 in criminal, civil and security cases. Languages: Hebrew, Arabic, English and Yiddish.
WOLGEL, Michele Coven: Mitzpe Nevo 27, Ma’ale Adumim. Tel/Fax 02 5903444. Born in New York, Graduated Brooklyn Law School 1984. Worked for Lebenkoff & Coven in New York until relocating to Israel. Member of Israeli Bar. Practice: Consular matters pertaining to Citizenship and Visa Matters, Filing of Applications in the United States for Citizenship and Permanent Resident Status, various other general matters in either Israel or the United States. Of Counsel to Bretz & Coven, LLP. (www.bretzlaw.com). Languages: English, Hebrew.
ZAKKAK, Victor & SAID Rihan: 82 Yefet Street, 68171 Tel Aviv-Jaffa, P.O.BOX 51151, Tel: 03-681-6777, Fax: 03-68-7015. Email: viczak@netvision.net.il Entrance to Israel law, Contracts, Lands and Torts.
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Falafel Stand
Business profile of Falafel Stand
Market characteristics of Falafel Stand
Low entry threshold - the domain doesn't require extensive professional knowledge and the gross profitability is very high. High closure rates - the image of the domain is as one in which it is possible to make a large sum of money quickly. Price competition in the market has intensified in recent years, which has led to a drop in falafel prices.
Customers of Falafel Stand:
The potential customer public includes the entire population, with several segmentations: Need - mainly as a fast and simple food solution Age - a high percentage of the falafel customers are characterized by relatively young ages of 12 - 30 Geographical area - most customers of falafel stands are located in the area near the stand
Competition
1. Various falafel stands located in the nearby geographical area or more distant but with a reputation 2. Fast food of other types in the nearby geographical area
Suppliers
Equipment suppliers " Kitchen equipment - various suppliers operate in Israel and can provide solutions to the various needs of the restaurant's kitchen. It is important to ensure that the supplier provides support and service for the equipment. " Equipment for the catering area and dishes - at stands that also offer their customers the option of eating on the premises. Food and drinks suppliers There is a wide range of food and drinks suppliers in Israel. When selecting suppliers to work with it is of major importance to check their credibility and the quality of the goods they supply, in addition to prices.
Marketing methods
Include distributing flyers, magnets bearing the falafel stand's logo and sometimes advertising in the local press.
Factors affecting success
" Food quality and flavour. Acquiring a reputation and customer loyalty is related to the quality of the falafel served. " Location - the stand's location constitutes an important factor in its success. Before setting it up one must examine the potential of the market located in the area and the relevant competitors located in the nearby area. " Service - quality of service is a pivotal factor that makes a major contribution to the level of success. A clean and neat place that offers comfortable seating improves service. " Competition and dynamism in the sector - they have an effect as alternatives facing the customers. A drop in falafel prices in force in the sector could force the remaining stands in the area to lower prices, thereby affecting the falafel stand's profitability.
Entry barriers in the sector
The entry threshold into the sector is low; the initial investment includes only basic furnishings and equipment. Obtaining a business licence from the local authority is required.
Equipment required for a falafel stand
The investment required for a falafel stand, without the option of seating, is relatively low and includes only basic furnishings and equipment.
Permissions and restrictions
At a falafel stand it is permissible to prepare and fry falafel and to prepare side dishes for falafel using raw vegetables for consumption on the premises. It is forbidden to prepare, keep or sell dishes containing meat, including fish or chicken. It is forbidden to sell using the self-service method at falafel stands.
A business licence from the local authority and from the Health Ministry is required, after meeting the conditions for receiving such a licence.
Insurance
Building and content insurance, third party insurance, employer's liability insurance, inventory insurance, insurance against food poisoning and loss of profit insurance. In addition to the aforesaid, consulting with an insurance agent regarding required insurance is advisable.
Kindergartens constitute an educational framework for children between the ages of 2 and 6. They may be divided into a number of main categories: Public kindergartens - owned by local authorities and under the supervision of the Ministry of Education Private kindergartens - privately owned and under the supervision of the Ministry of Education Day-care centres - private or belonging to various countrywide organizations Children's houses on kibbutzim - which accept children from neighbouring settlements on a fee paying basis. This profile deals solely with private kindergartens.
Market characteristics of Kindergartens
The kindergartens operate ten months of the year (September to June inclusive). Some private kindergartens hold day camps during the summer holidays. Kindergartens with at least ten children above the age of two are subject to the Supervision of Schools Law.
Customers:
The market can be segmented by a number of criteria: Geographic - proximity of the kindergarten to the children's homes Socio-economic - a high income makes sending a child to a private kindergarten possible Parents' employment - the child will remain at kindergarten until the afternoon. Educational outlook - religious / educational streams Workplace - setting up kindergartens at the parents' workplaces.
Competition
Competition stems primarily from similar educational settings.
Suppliers
Suppliers of equipment to kindergartens specialise in furnishings, indoor and outdoor play equipment and didactic aids, as well as food and hygiene products. There are many suppliers in the market, some of whom operate retail sales points, while others operate as agents who come to the kindergarten itself.
Marketing methods
1. Creating an advantage by creating uniqueness
2. Goodwill
3. Active marketing - distributing leaflets, advertising in the local press
4. A large proportion of the kindergartens are based on re-enrolment of children who remain beyond a single year of operation.
Factors affecting success
The main factor is goodwill - the kindergarten teacher's reputation and that of the kindergarten itself - at the professional level and in their approach towards children and education.
Entry barriers in the sector of Kindergartens
The initial cost of the necessary equipment, in accordance with the requirements of the Ministry of Education. Meeting the criteria of the Ministry of Education and Culture and obtaining a licence.
Manpower
The regulations stipulate the number of job slots for preschools, in accordance with the number of children and their ages. For a preschool with children aged 15 months to two years (up to 24 children) - a certified preschool teacher and two caregivers. For a preschool with children aged 3 - 4 (up to 35 children) - a certified preschool teacher and a preschool teacher's assistant.
Equipment required for Kindergartens
The required equipment is divided into compulsory equipment and additional equipment, according to the detailed list issued by the Education Division. Compulsory equipment includes first aid cabinet, kitchen furniture, household equipment and garden equipment. The list of additional equipment is - furnishings, library, nature corner, doll corner, doctor corner, bricks, yard equipment, instruments for teaching music, general equipment for organising the various craft and play corners.
Investment required
The initial investment for opening a preschool depends on the area of the preschool, the type of facilities, equipment and games, the planned number of children and the hours of operation. The average estimated investment is NIS 70,000, before payment of rent on the building.
Customary payment terms in the sector
Customers: Monthly payments by standing order, monthly billing or post-dated cheques. Suppliers: According to the quantity of work with the supplier and throughout the familiarisation period - up to EOM + 60.
Licences and certification
A business licence from the local authority is not required, but if the preschool is located in a residential area, advance permission for irregular use of a residential flat is required. A licence must be obtained from the Preschool Supervision Department of the Ministry of Education and from the Health Ministry.
Insurance
Building and content insurance, third party insurance, employer's liability insurance, loss of profit insurance and accident insurance. In addition to the aforesaid, consulting with an insurance agent regarding required insurance is advisable.
There are approximately 390 assisted living facilitiesand approximately 160 known protected tenancy programs/institutions; of them, approximately 190 are licensed by the Ministry of Labor and Welfare as required. Most are located in central Israel (about 40%), Jerusalem and Haifa (about 30%) and the rest are disbursed throughout Israel. The number of beds in the industry is estimated at approximately 29,600, of them about 9% of beds for independent elders, 33% for feeble elderly, 47% for nursing elders, and 10% for the mentally ill. The protected tenancy plan includes approximately 18,000 housing units, meaning approximately 3 units for every 100 Jewish elders (the Arab community does not utilize these programs.)
Market Characteristics of Assisted Living Facilities
At the end of 2003, there were approximately 670 thousand residents aged 65 and up, composing 10% of the country's population. This number has doubled over the last 50 years. Israeli society is "aging", although the rate is slow in comparison to Western European countries, where elders over 65 comprise more than 15% of the population.1 The percentage of people aged 65 and up in the Israeli population is much higher than in Asia and Latin America (6% average) and Africa (3.2% average).
Types of protected tenancy homes:
Government protected tenancy- built and funded by the government through the Ministry of Construction and Housing and the Ministry of Labor and Welfare. Commercial protected housing- offers basic and peripheral services at cost or cost plus price, and intended for wealthier populations.
Customers: Defining the Target Market and its Size, Market segmenting
Approximately 670 thousand of Israel's residents are over 65; almost 10% of the population. Of them, 45% are over the age of 75. Most people relocating to institute housing in Israel are 75 and over. The growth rate for elderly population is estimated at approximately 2% per year. This increase stems mainly from a general boost in life span, which is reflected in the increase of people over the age of 75. In addition, the number of disabled elderly persons is also growing. It is expected that in the year 2020 the number of people over the age of 65 will be greater than one million, and 200 thousand by 2025. They will then comprise 13% of the total population. Independents - Do not receive any support aside from elderly pension. Feeble - elders needing partial aid in their day-to-day operations, in addition to medical supervision. Nursing - elders requiring aid in most basic activities. Mentally ill patients suffering from a cognitive decrease (memory, judgment, and orientation) to such a degree that they need assistance for all daily activities. Rehabilitative nursing patients, suffering from a significant decrease in operation due to a medical issue such as a broken hipbone, stroke, infectious disease, or post-operation. Housing individuals in assisted living facilities requires a unique match for each of these groups. The National Insurance institute of Israel compensates the elderly population according to the following definitions:
Old age pensions is provided to the elderly- men over 65 and women over 60 who have accumulated prerogatives due to their employment (women are entitled as housewives as well).
Nursing insurance pension is also provided to men over 65 and women over 60 who live at home and need aid in their daily activities (dressing, washing, eating and moving about the house), as well as to those needing supervision in the home for their own safety and the safety of those around them. Nursing insurance pension can be substituted for aid in payment for a protected tenancy facility.
Competition
The assisted living facility and protected tenancy industry is comprised of the following:
Public assisted living facilities and geriatric hospitals- they have approximately 15,000 beds in approximately 80 institutions.
Large/luxurious assisted living facilities- companies running up to six centers, each of them having 100-300 independent housing units and special care units for the needy.
Independent assisted living facilities: running institutions with 100-300 beds, intended mainly for independent elderly people.
Small assisted living: facilities with 30-100 beds.
Nursing homes: facilities focusing on caring for nursing or mentally ill customers, requiring constant supervision and medical care.
Kibbutz facilities- as part of the kibbutz's coping with the aging community, there is a tendency of establishing assisted living facilities in kibbutzim, offering beds to external clientele.
Marketing resources
Companies running assisted living facilities and protected tenancy homes focus their marketing resources according to their respective target markets: Luxurious assisted living facilities use all types of media advertisment, including radio, television, internet, print, direct marketing and aggressive marketing in wealthy communities. Public assisted living facilities and nursing homes advertise their services among employees of public services and welfare local authorities.
Small assisted living facilities base their marketing mainly on "word of mouth" information, reputation, yellow pages, and classified sections in national and local newspapers. Most assisted living facilities also have an internet site detailing their activities and services.
Entry Barriers:
In Israel, all assisted living facilities are required to obtain a license and undergo an inspection process by the Ministry of Labor and Welfare and the Ministry of Health. The Ministry of Labor and Welfare inspects only assisted living facilities intended for independent and feeble elders, as stated in housing inspection regulations (conditions of housing and caring for independent and feeble elderly at assisted living facilities), 2001. The assessment is conducted by inspectors, social workers, and certified nurses and is inclusive to all activities taking place at the home.
Human Resources:
The number of staff members ranges between 30 to 300 workers in an array of positions, including doctors, social workers, nurses, matron, physical therapists, occupational therapists, cultural workers, caretakers, administration staff, technical staff, and night/weekend crews. Some of these positions are filled by part time staff, others on an as-needed basis.
Financing:
Required Investment The investment required in construction and equipment is high.
Industry revenue and profitability
Revenue at assisted living facilities is composed of three factors:
Admission fee/security deposit- various contracts with various combinations exist that determine the rate of admission fee/security deposit. Usually the security deposit is returned without linkage or interest minus some amounts reflected in the length of the elder's stay. In some cases, and as demand grows, the rate of admission fee or deposit will be higher (sometimes up to the person's apartment's worth) and conditions may be tougher.
Monthly payment- derived from the rate of admission fee/security deposit, level of required services according to the person's condition, accommodation level, and the number of tenants to a room. The range of prices is big due to high competition, various home levels, and lack of supervision. Typical prices per month currently range from 3,000-5000 NIS at public institutions and unsupervised institutions and approximately 12,000-8000 NIS at luxurious institutions.
Income from additional services such as payment for medication, payment for nursing aids, return on payments and purchases which include phone and utility bills, social activity, etc.
Why invest in your business's brand identity? For the same reason you invest in the maintenance and upkeep of your home - you're building your equity.
Every year, thousands of people decide to set up their own business. Reasons for doing so often include an invention, a new product or service, or an original idea or solution to an everyday problem. It might also be to fill a gap that is discovered in the market or a business related to the work an individual already does, or possibly an interest or hobby that the owner turned into a business.
Whatever your own reason, the idea of investing in one's brand identity gives a business a chance to succeed and grow wealth.
Implementing a brand strategy can transform a company by helping it reach new customers and make it easy for the customer to buy its products or services.
Customers could be anyone from an individual purchasing a pair of shoes to a family investing in a backyard.
A compelling brand identity enables you to present your company, products or services anywhere with an immediately recognizable, distinctive professional image that positions you for success, no matter your size. Using a well-defined brand identity will also help you establish a requisite perception by a specific group of clientele. It can also help differentiate your business in a positive sense, giving you a competitive advantage over your competitors.
Implementing a good brand-identity strategy will also make it easier for the sales force to sell. Size of your business is not important. Strategic brand identity works across a host of diverse audiences and cultures building awareness and understanding of your business and its product or service strengths.
As mentioned above, our goal should be to build brand equity. Doing so, we increase our business's value.
A brand is our reputation and is considered to be one of our business's most valuable assets. This is important for small businesses and not-for-profit organizations. The future of the business depends on building customer awareness, protecting a solid reputation for fairness, quality and delivery of a product or service that satisfies the customer's current and future needs and wants.
A strong and growing brand identity will help build brand equity through increased forms of recognition, awareness and customer loyalty. This in turn will give our business the success it needs.
Business owners who seize every available opportunity to communicate their company's brand value and what their brand stands for will reap considerable benefit and financial reward. This translates into building brand equity.
Regardless of what kind of business you have, here are a few considerations for building an effective brand identity: your brand needs to be bold, memorable and appropriate for the market; be immediately recognizable and provide a clear, consistent image throughout your company; communicate the company's persona and legally protect your brand logo or tagline; and finally, establish and build on an enduring value proposition that addresses your customers' current and future point of relevance.
Connecting with your customers requires consistent reinforcement of your brand image. Retailers need to be consistent in portraying the same message to customers over time and across all of the elements of its retail mix.
This is a strategy used by successful retailers as CoolCar & Hutch, a company that uses a number of promotional vehicles as part of an integrated marketing communication program. It does so to reinforce its image associated with fun-loving, independent teenagers and young adults.
Each store features comfortable armchairs arranged as gathering places for customers. Store representatives do not necessarily possess the greatest selling skills but are required to wear the company's brands and have fun while inside the store.
In addition to its popular Webcast the company relies on its merchandise assortment and pricing, the design of its stores and the customer service it offers. Its primary goal is to develop a strong set of associations with its customers and a clearly defined brand image.
To stay on top of its target market's taste and find ideas for new merchandise, A&F has employees go to college campuses each month to chat with students about what they play, wear, listen to and read.
This knowledge is brought back to the store providing invaluable customer information that is used to keep the retailer on the cutting edge of products offered.
Rather than creating unique communication programs for your sales associates, consider the need to establish an integrated marketing communication program ---- a program that integrates all of the communication elements to deliver a comprehensive, consistent image.
The image you choose is an important decision, so choose well and remain constant. For example, your radio commercial might attempt to build an image of exceptional customer service, but your sales promotions emphasize low prices. This may confuse your customers about your store's image and therefore they may not patronize it.
Your store's brand image is one of your most important assets. There are four perspectives of your image you need to be concerned with: The image you want to project. The image your customers and non-customers have of you. The image held by your suppliers and the image held by your employees.
As you develop or refine your image, you must determine the message you want to convey. How do we do this? Try as A&F to build your brand image based on what your customers dictate.
Because possible images run the gamut from low price to excellent service, it helps to personally ask the customer and non-customer what they want from your store.
Image development should never be left for another day. Start now by matching your brand image with what is relevant to your customers. The next step is to integrate this brand image into your advertising, merchandising displays, service, accommodations, employee training, attire, attitude and behavior, pricing, direct mail, civic and charitable activities, location and public relations.
Sub-division of the market 1. Outdoor or indoor gardening at private homes or blocks of flats 2. Outdoor or indoor gardening at public institutions 3. Hydroponic gardening 4. Municipal gardening on main highways, public parks and municipal parks In general, it is advisable to concentrate on the two or three areas in which the entrepreneur is best capable of handling.
Market characteristics of Gardening Services 1. Relatively low entry threshold (at least at the low professional levels). Competition leads to a high turnover and the closure of many businesses. 2. The gardening sector suffers from considerable seasonality.
Customers Are divided into three main groups: Private customers – small garden maintenance, frequency according to the customer’s request. Institutional customers – institutions with large areas require ongoing maintenance. Contractual arrangements are made by tender and the work is performed under a framework agreement. Contractors – planning gardens at projects built by them.
Competitors Competition in the sector is severe, before investing in a new business it is advisable to check the number of similar businesses in the area. In addition, it is possible to participate in tenders, but they require preparation and checking the competition.
Suppliers Equipment for setting up gardens, for working independently and for ongoing maintenance can be acquired from the leading suppliers or small importers and various wholesalers. When purchasing mechanical tools it is important to ensure the receipt of service and spare parts on a regular basis. Plants can be purchased from growers or at garden centres.
Marketing methods - Gardening Services Following are a number of advertising methods: • Yellow Pages, professional press, local press, dedicated telephone directory for gardening • Distributing advertising sheets to post-boxes • Sending letters to maintenance and housekeeping managers in the institutional sector • Distributing various promotional products • Hanging signs in gardens set up by the business, or in gardens that it maintains • Signage on the vehicles and tools of the business • Project portfolio – it is recommended to prepare one with the help of an expert • Contacting landscape design firms and/or architects • Purchasing an existing clientele from a gardener who is leaving the business
Equipment required for Gardening Services For gardening work tools must be purchased from a supplier. Some of them are important for any gardener, regardless of the type of work he performs.
Investment required The investment required is made up of five main components: 1. Equipment and tools – it is necessary to invest NIS 20,000 (for a staff of 2 – 3 employees), a vehicle and approximately NIS 9,000 more per team operating in the field independently 2. Vehicle – a van only 3. Warehouse – especially if a van was not purchased 4. Various set-up costs – registering the business, initial advertising, chartered accountant, solicitor, insurance and more 5. Working capital to enable business activity during the first few months
Licences and certification No special licences for operating the business are required. There is a professional certificate granted after completion of studies at a number of institutions.
Insurance Theft insurance, expanded third party insurance, professional liability insurance, employer’s liability insurance, mechanical breakage insurance (for mechanised tools), loss of work capacity insurance and personal accident insurance for the business owner and his employees. As a result of prolonged exposure to the sun, one should consider the worthwhileness of purchasing extended health insurance. Consulting with an insurance agent regarding additional insurance required is advisable.
Market characteristics • Seasonality – operate mainly between May and October. Operating them in wintertime requires suitable and expensive preparations. Today, most reception gardens are adapted for operating in the wintertime as well. • Many reception gardens are set up as land designation conversions from a garden, swimming pool, fruit orchard or natural site. Reception gardens can operate in two formats: • Operating like a reception hall, providing the totality of services needed for occasions/events: food, serving, decoration, music and everything else • Extensive operation – maintaining the garden only, with the rest of the activity being commissioned and implemented by the customer
Customers The main target audience is marrying couples or families holding a bar mitzvah, bat mitzvah or circumcision. In addition, commercial companies and works committees hold annual or periodic events and look for unique locations for the purpose.
Market segmentation • Geographical – reception gardens serve customers from the nearby area. The estimated main customer potential is within a radius of around 50 km from the garden. • Economic status – the main clientele are members of the middle class and above.
Competitors Competitors can be divided into three main groups: • Hotels – where especially prestigious events are held. Hotels compete with the more prestigious reception gardens over the upper class market segment. • Reception halls – designed in various styles and intended for various target audiences. • Other reception gardens – mainly those designed in a similar style and/or located in the same geographical area.
Advantages in comparison with the competitors: The distance from the city (convenient parking and flexible opening hours), the use of extensive grounds at low costs, there is no restriction on the opening hours and the noise level. Reception gardens are perceived as more prestigious than halls.
Disadvantages in comparison with the competitors: Seasonality – an additional investment is required to prepare the site for wintertime, halls can offer a luxury atmosphere and operate pyrotechnics more easily, the travel and arrival times are relatively long.
Suppliers The suppliers who work with reception gardens can be divided into three main groups: Equipment suppliers: kitchen equipment, equipment and furnishings for the hospitality area, serving dishes Food and drinks suppliers: when choosing a supplier, in addition to prices, it is important to check credibility and the quality of the goods they supply. Additional suppliers: flower suppliers, subcontractors in the domain of gardening – for maintaining the garden, music services. A lack of credibility or malfunctions on the part of a given supplier will harm the garden’s reputation and therefore selecting suppliers carefully is of considerable importance.
Marketing methods The customary marketing methods are as follows: Advertising in the media (mainly the press), outdoor signage, mainly in the vicinity of the garden, public relations, signing agreements with agencies for holding events. Marketing is accomplished by word of mouth.
The effect of the security situation There is a legal requirement for security for events. The number of security guards at reception gardens ranges from 2 to 4 guards, in accordance with the location of the garden.
Turnover and profitability in the sector The pricing basis is made up of the basic price per chair (NIS 31.50 – NIS 45) and a price for extras (special flower arrangements, special chair covers). The price ranges between NIS 157.50 and NIS 211.50 per head, not including VAT. On the most popular days (Tuesdays and mainly Thursdays) higher prices are charged, or else a high minimum number of guests is required. The expenses on materials are estimated at 28% - 33% of the turnover.
Customary payment terms Supplier credit: varied payment terms. In certain cases it will be possible to purchase the permanent equipment in instalments. Customer credit: at most reception gardens an advance is paid when a decision is made to hold the event. The advance ranges from NIS 2,000 to NIS 5,000, or 10% of the price of the event. The balance is paid at the end of the event.
Licences and certification The process for licensing the business is prolonged and complex. • A business licence from the local authority. This licence is contingent on obtaining permission from the police and the Health Ministry. • If the land is agricultural, approval of the change in land designation or approval for irregular use must be obtained from the Israel Lands Administration.
Insurance Building and content insurance, third party insurance, employer’s liability insurance, insurance against food poisoning, insurance against mechanical breakage and spoiled goods and loss of profit insurance. In addition to the aforesaid, consulting with an insurance agent regarding required insurance is advisable.
